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    <p>Round-trips of money going to and from a bricks-and-mortar bank
      account cost money.</p>
    <p>And yes, the currency exchange fee (if any) is something to
      consider as a distinct cost from a foreign money transfer fee.</p>
    <p>So for example if I already have a balance in CAD, and if I am
      sending CAD to (let's say) a trademark firm in Canada that
      invoices us in CAD, then there is no need for any currency
      conversion fee.  The only service that I need to purchase is "get
      the CAD from here to there".</p>
    <p>And with Wise, this fee is CAD 3.57.</p>
    <p>So let's go step by step.  If we start with $744.01 and convert
      it at XE's midmarket rate of 1.36837 to CAD, you would get
      CAD1018.19.  <br>
    </p>
    <p>With Wise, if we start with $744.01 and convert it to CAD, there
      is a two-step calculation.  First there is a currency conversion
      fee of USD 3.85.  The leftover USD is 740.16.  this gets converted
      to CAD using Wise's conversion rate of 1.36840 which deviates from
      mid-market rate by only about 0.2%.  This yields CAD 1012.83.  <br>
    </p>
    <p>Now suppose what we are doing with these newly acquired CAD is
      sending them to the Canadian trademark firm.  That costs the
      above-mentioned fee of CAD 3.57.  So the Canadian firm would
      receive CAD 1009.26 if Wise were used.</p>
    <p>But on this same set of starting conditions, if XE is used, the
      Canadian trademark firm receives only CAD 997.35.</p>
    <p>So XE is charging maybe CAD 11.91 more, but it is hidden away in
      the exchange rate.</p>
    <p>But there is another aspect that maybe has not been mentioned,
      namely where exactly the $744.01 comes from.</p>
    <p>If XE.com is used, I wonder if the $744.01 is getting pulled from
      a bricks-and-mortar bank account?  If so, then there is an ACH fee
      hidden away in the currency exchange rate.</p>
    <p>If Wise is used, then we can talk about any of several places the
      $744.01 can come from.  If it comes from our USD balance at Wise,
      then there is no ACH fee.  if it comes from our bricks-and-mortar
      bank account, then there is an ACH fee of something like 51¢.  <br>
    </p>
    <p>But anyway on a first look, the XE approach loses maybe 1.2%
      compared with the Wise approach.  <br>
    </p>
    <div class="moz-cite-prefix">On 11/22/2023 6:18 PM, Jim Larsen
      wrote:<br>
    </div>
    <blockquote type="cite"
cite="mid:MW4PR22MB3112021E51B0D751B85CC57EE8B9A@MW4PR22MB3112.namprd22.prod.outlook.com">
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        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif">Yes,
            real numbers:  Canadian firm charged $997.35 CAD.  I entered
            that amount and XE calculated the U.S. dollars needed,
            pulled it from my bank account, and transferred the
            calculated amount in under two business days.<o:p></o:p></span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"><img
              style="width:4.1145in;height:2.3437in"
              id="Picture_x0020_2"
              src="cid:part1.kwk8AgeK.gbu602hf@oppedahl.com" class=""
              width="395" height="225"></span><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
        <div>
          <div>
            <p class="MsoNormal"><span style="font-size:11.0pt">Best
                regards,<br>
                 <br>
                -Jim<br>
                 <br>
                James C. Larsen<br>
                Attorney<br>
                Larsen IP PLLC<br>
                p: 425.298.6846<br>
                e: <a href="mailto:jim@Larsen-IP.com"
                  moz-do-not-send="true"><span style="color:#0563C1">jim@Larsen-IP.com</span></a><br>
                w. <a href="http://www.Larsen-IP.com"
                  moz-do-not-send="true"><span style="color:#0563C1">www.Larsen-IP.com</span></a><br>
                <br>
                NOTICE OF CONFIDENTIALITY: The information contained in
                this email, including any attachments,
                is confidential and may be privileged. It is intended
                only for the use of the individual(s) or entity named
                herein. If the reader of this message is not
                the intended recipient or authorized agent, you are
                hereby notified that any dissemination, distribution,
                or copying of this communication is strictly prohibited.
                Unintended recipients are requested to notify
                the sender immediately and to permanently delete this
                e-mail, any attachments, and copies.<o:p></o:p></span></p>
          </div>
        </div>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
        <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
        <div id="mail-editor-reference-message-container">
          <div>
            <div
style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
              <p class="MsoNormal" style="margin-bottom:12.0pt"><b><span
                    style="font-size:12.0pt;color:black">From:
                  </span></b><span style="font-size:12.0pt;color:black">Carl
                  Oppedahl <a class="moz-txt-link-rfc2396E" href="mailto:carl@oppedahl.com"><carl@oppedahl.com></a><br>
                  <b>Date: </b>Wednesday, November 22, 2023 at 3:51 PM<br>
                  <b>To: </b>For trademark practitioners. This is not
                  for laypersons to seek legal advice.
                  <a class="moz-txt-link-rfc2396E" href="mailto:e-trademarks@oppedahl-lists.com"><e-trademarks@oppedahl-lists.com></a><br>
                  <b>Subject: </b>Re: [E-trademarks] Good, Inexpensire
                  service for bank wire payments<o:p></o:p></span></p>
            </div>
            <p>can you quote the overall results?  You were charged a
              total of some number of USD, and the Canadian firm
              received how many CAD?<o:p></o:p></p>
            <p>I'd like to see what it would have cost to do the same
              thing in Wise.<o:p></o:p></p>
            <div>
              <p class="MsoNormal"><span style="font-size:11.0pt">On
                  11/22/2023 4:23 PM, Jim Larsen via E-trademarks wrote:<o:p></o:p></span></p>
            </div>
            <blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
              <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif">I just
                  started using XE.com for U.S.->foreign transfers. 
                  No (separate) wire fee.  Indeed, the entire cost of
                  the transaction is built into the exchange rate. 
                  Example: I recently sent payment to a Canadian firm. 
                  Spot rate was </span><span
style="font-size:10.5pt;font-family:"Noto Sans",sans-serif;color:black;background:white">1
                  USD = 1.3405 CAD.  My calculations suggest this is
                  about 2.9% worse than public spot FX price (average of
                  about 1.38 that day).  So, similar to credit card fees
                  for most services for domestic transactions.  Customer
                  service (on my admittedly low volume so far) was
                  excellent.  I had several calls setting things up and
                  they were very helpful.</span><o:p></o:p></p>
              <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
              <div>
                <div>
                  <p class="MsoNormal"><span style="font-size:11.0pt">Best
                      regards,<br>
                       <br>
                      -Jim<br>
                       <br>
                      James C. Larsen<br>
                      Attorney<br>
                      Larsen IP PLLC<br>
                      p: 425.298.6846<br>
                      e: <a href="mailto:jim@Larsen-IP.com"
                        moz-do-not-send="true"><span
                          style="color:#0563C1">jim@Larsen-IP.com</span></a><br>
                      w. <a href="http://www.Larsen-IP.com"
                        moz-do-not-send="true"><span
                          style="color:#0563C1">www.Larsen-IP.com</span></a><br>
                      <br>
                      NOTICE OF CONFIDENTIALITY: The information
                      contained in this email, including any
                      attachments, is confidential and may be
                      privileged. It is intended only for the use of
                      the individual(s) or entity named herein. If the
                      reader of this message is not the intended
                      recipient or authorized agent, you are hereby
                      notified that any dissemination, distribution,
                      or copying of this communication
                      is strictly prohibited. Unintended recipients
                      are requested to notify the sender immediately and
                      to permanently delete this e-mail,
                      any attachments, and copies.</span><o:p></o:p></p>
                </div>
              </div>
              <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
              <p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
              <div id="mail-editor-reference-message-container">
                <div>
                  <div
style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
                    <p class="MsoNormal" style="margin-bottom:12.0pt"><b><span
                          style="font-size:12.0pt;color:black">From:
                        </span></b><span
                        style="font-size:12.0pt;color:black">E-trademarks
                        <a
href="mailto:e-trademarks-bounces@oppedahl-lists.com"
                          moz-do-not-send="true">
<e-trademarks-bounces@oppedahl-lists.com></a> on behalf of Lara
                        Pearson via E-trademarks
                        <a href="mailto:e-trademarks@oppedahl-lists.com"
                          moz-do-not-send="true"><e-trademarks@oppedahl-lists.com></a><br>
                        <b>Date: </b>Wednesday, November 22, 2023 at
                        12:46 PM<br>
                        <b>To: </b>For trademark practitioners. This is
                        not for laypersons to seek legal advice.
                        <a href="mailto:e-trademarks@oppedahl-lists.com"
                          moz-do-not-send="true"><e-trademarks@oppedahl-lists.com></a><br>
                        <b>Cc: </b>Lara Pearson <a
                          href="mailto:lara@brandgeek.net"
                          moz-do-not-send="true"><lara@brandgeek.net></a><br>
                        <b>Subject: </b>Re: [E-trademarks] Good,
                        Inexpensire service for bank wire payments</span><o:p></o:p></p>
                  </div>
                  <div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> I
                          pay using a Corp Platinum Amex as often as
                          possible b/t there are no foreign transaction
                          fees, but not all firms take CCs or Amex. </span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">WISE
                          is not available in Nevada. My bank makes me
                          go in to make a foreign wire & charges
                          $30/per.</span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">Any
                          runners-up to Wise?</span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">Thanks!</span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">Holiday
                          cheers!</span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                    </div>
                    <div>
                      <div>
                        <div>
                          <div>
                            <div>
                              <div>
                                <div>
                                  <div>
                                    <div>
                                      <div>
                                        <div>
                                          <div>
                                            <p style="margin:0in"><span
style="font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif">Lara
                                                Pearson (she/her/hers)</span><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif"> <span
                                                  style="color:#222222">[</span><a
href="https://medium.com/gender-inclusivit/why-i-put-pronouns-on-my-email-signature-and-linkedin-profile-and-you-should-too-d3dc942c8743"
                                                  moz-do-not-send="true"><span
style="color:#1155CC">Why pronouns</span></a>?<span
                                                  style="color:#222222">]
                                                  (<a
href="https://namedrop.io/larapearson" moz-do-not-send="true">Hear how I
                                                    say my name</a>)</span></span><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">Law
                                                Office of Lara Pearson
                                                Ltd, PBC</span><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">Leader,
                                                Brand Geek</span><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif">A Law
                                                Firm Run by and for
                                                Soulfulpreneurs<sup>SM</sup></span><o:p></o:p></p>
                                            <p
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:0in">
                                              <span
style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:black;background:white"><a
href="mailto:Lara@BrandGeek.net" moz-do-not-send="true"
class="moz-txt-link-freetext">Lara@BrandGeek.net</a> | Ph:
                                                775.833.1600 | </span><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:#1155CC;background:white"><a
href="http://brandgeek.net/about/" moz-do-not-send="true"><span
style="color:#1155CC">My bio</span></a></span><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:black;background:white"> </span><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">This
                                                e-mail may contain
                                                information that is <b>privileged</b> or <b>confidential</b>. 
                                                If you received this
                                                communication in error,
                                                please immediately
                                                notify the sender and
                                                delete/destroy all
                                                copies of this
                                                correspondence. Thank
                                                you.</span><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                                            <p style="margin:0in"><b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#006600;background:white">Protecting
                                                  the Brands that are
                                                  Changing the World®</span></b><o:p></o:p></p>
                                            <p style="margin:0in"><b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#006600;background:white">Protecting
                                                  the Businesses that
                                                  are Changing the
                                                  World®<br>
                                                  Protecting the Brands
                                                  of Soulfulpreneurs</span></b><b><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:#006600;background:white">®</span></b><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                                            <p style="margin:0in"><b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#009900;background:white">Leading
                                                  the way, we belong
                                                  to: 1% for the Planet
                                                  (since January
                                                  2006), Certified B
                                                  Corporation (since
                                                  February 2008)
                                                  & American
                                                  Sustainable Business
                                                  Network (formerly SVN)
                                                  (since January 2009).</span></b><o:p></o:p></p>
                                            <p style="margin:0in"><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
                                            <p
style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:0in">
                                              <b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#009900;background:white">Save
                                                  the planet! Please
                                                  don't print.</span></b><o:p></o:p></p>
                                            <p style="margin:0in"><b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">I
                                                  humbly acknowledge
                                                  that this email is
                                                  being sent from the
                                                  unceded traditional
                                                  lands of the first
                                                  people of Lake Tahoe,
                                                  the Washoe or Wašišiw
                                                  ("people from here,"
                                                  sometimes translated
                                                  as Wa She Shu) of the
                                                  Great Basin, past,
                                                  present, and future. I
                                                  honor with gratitude
                                                  this sacred land
                                                  itself and the
                                                  <a
href="https://washoetribe.us/" moz-do-not-send="true">Washoe Tribe</a>.</span></b><o:p></o:p></p>
                                            <p
style="margin:0in;text-align:center" align="center"><b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;border:solid windowtext 1.0pt;padding:0in;background:white"><img
style="width:.8541in;height:1.0in" id="_x0000_i1025"
src="cid:~WRD3796.jpg" alt="Image removed by sender."
moz-do-not-send="true" width="82" height="96" border="0"></span></b><o:p></o:p></p>
                                          </div>
                                        </div>
                                      </div>
                                    </div>
                                  </div>
                                </div>
                              </div>
                            </div>
                          </div>
                        </div>
                      </div>
                    </div>
                    <p class="MsoNormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
                  </div>
                  <p class="MsoNormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
                  <div>
                    <div>
                      <p class="MsoNormal"><span
                          style="font-size:11.0pt">On Tue, Nov 21, 2023
                          at 3:09 PM Richard Schafer via E-trademarks
                          <<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"
                            class="moz-txt-link-freetext">e-trademarks@oppedahl-lists.com</a>>
                          wrote:</span><o:p></o:p></p>
                    </div>
                    <blockquote
style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt">
                      <div>
                        <div>
                          <div>
                            <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Wise
                                has been a godsend for my solo practice.
                                Highly recommended.</span><o:p></o:p></p>
                            <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"> </span><o:p></o:p></p>
                            <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Best
                                regards,<br>
                                <b>Richard A. Schafer | Schafer IP Law</b></span><span
style="font-size:12.0pt;font-family:"Garamond",serif;color:#1F497D"><br>
                              </span><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">P.O.
                                Box 230081 | Houston, TX 77223<br>
                                M: 832.283.6564 | <a
                                  href="mailto:richard@schafer-ip.com"
                                  moz-do-not-send="true"><span
                                    style="color:#0563C1">richard@schafer-ip.com</span></a></span><o:p></o:p></p>
                            <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"> </span><o:p></o:p></p>
                            <div
style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
                              <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span
                                    style="font-size:11.0pt">From:</span></b><span
                                  style="font-size:11.0pt"> E-trademarks
                                  <<a
href="mailto:e-trademarks-bounces@oppedahl-lists.com"
                                    moz-do-not-send="true"
                                    class="moz-txt-link-freetext">e-trademarks-bounces@oppedahl-lists.com</a>>
                                  <b>On Behalf Of </b>Dineen Wasylik
                                  via E-trademarks<br>
                                  <b>Sent:</b> Tuesday, November 21,
                                  2023 11:14 AM<br>
                                  <b>To:</b> For trademark
                                  practitioners. This is not for
                                  laypersons to seek legal advice. <<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"
                                    class="moz-txt-link-freetext">e-trademarks@oppedahl-lists.com</a>><br>
                                  <b>Cc:</b> Dineen Wasylik <<a
                                    href="mailto:dineen@wasylik.net"
                                    moz-do-not-send="true"
                                    class="moz-txt-link-freetext">dineen@wasylik.net</a>>;
                                  <a
href="mailto:patentpractice@oppedahl-lists.com" moz-do-not-send="true"
                                    class="moz-txt-link-freetext">patentpractice@oppedahl-lists.com</a><br>
                                  <b>Subject:</b> Re: [E-trademarks]
                                  Good, Inexpensire service for bank
                                  wire payments</span><o:p></o:p></p>
                            </div>
                            <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                style="font-size:11.0pt"> </span><o:p></o:p></p>
                            <div>
                              <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                  style="font-size:11.0pt">I agree with
                                  Carlk, though I think they now call it
                                  just "wise" but
                                  <a href="http://wise.com"
                                    moz-do-not-send="true">wise.com</a>
                                  is what I have based on
                                  recommendations from other
                                  practitioners.  It is easy and much
                                  less expensive than bank-based wires. 
                                  It handles currency conversion much
                                  better than my bank folks did, too.</span><o:p></o:p></p>
                              <div>
                                <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                    style="font-size:11.0pt"> </span><o:p></o:p></p>
                              </div>
                              <div>
                                <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                    style="font-size:11.0pt">Best,</span><o:p></o:p></p>
                              </div>
                              <div>
                                <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                    style="font-size:11.0pt">Dineen</span><o:p></o:p></p>
                              </div>
                            </div>
                            <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                style="font-size:11.0pt"> </span><o:p></o:p></p>
                            <div>
                              <div>
                                <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                    style="font-size:11.0pt">On Tue, Nov
                                    21, 2023 at 5:58 AM Carl Oppedahl
                                    via E-trademarks <<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"
                                      class="moz-txt-link-freetext">e-trademarks@oppedahl-lists.com</a>>
                                    wrote:</span><o:p></o:p></p>
                              </div>
                              <blockquote
style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt">
                                <p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
                                    style="font-size:11.0pt">See
                                    <br>
                                    <a
href="https://blog.oppedahl.com/eventually-every-patent-and-trademark-firm-will-have-a-transferwise-account/"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">https://blog.oppedahl.com/eventually-every-patent-and-trademark-firm-will-have-a-transferwise-account/</a><br>
                                    <br>
                                    On 11/20/2023 10:53 PM, voyer--- via
                                    E-trademarks wrote:<br>
                                    > A year or maybe more ago, there
                                    was elist discussion of a good,
                                    inexpensive service for bank wire
                                    services.<br>
                                    > At least internationally,
                                    perhaps also domestic.  My saved
                                    copy is now hiding from me.<br>
                                    > Would appreciate contact info
                                    for that service, and it is stlil a
                                    good recommendation. Thanks,<br>
                                    ><br>
                                    > Daniel Kegan *  847-452-2599<br>
                                    > Baron Harris Healey, Of Counsel<br>
                                    > <<a
href="mailto:DKegan@BHHLawFirm.com" moz-do-not-send="true"
                                      class="moz-txt-link-freetext">DKegan@BHHLawFirm.com</a>><br>
                                    > <<a
                                      href="http://www.BHHLawFirm.com"
                                      moz-do-not-send="true">http://www.BHHLawFirm.com</a>><br>
                                    > Balanced Counsel for Smart
                                    Clients®<br>
                                    > 29 Kendal Dr<br>
                                    > Kennett Square PA 19348-2323
                                    USA<br>
                                    -- <br>
                                    E-trademarks mailing list<br>
                                    <a
href="mailto:E-trademarks@oppedahl-lists.com" moz-do-not-send="true"
                                      class="moz-txt-link-freetext">E-trademarks@oppedahl-lists.com</a><br>
                                    <a
href="http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com"
                                      moz-do-not-send="true"
                                      class="moz-txt-link-freetext">http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com</a></span><o:p></o:p></p>
                              </blockquote>
                            </div>
                          </div>
                        </div>
                        <p class="MsoNormal"><span
                            style="font-size:11.0pt">-- <br>
                            E-trademarks mailing list<br>
                            <a
href="mailto:E-trademarks@oppedahl-lists.com" moz-do-not-send="true"
                              class="moz-txt-link-freetext">E-trademarks@oppedahl-lists.com</a><br>
                            <a
href="http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com"
                              moz-do-not-send="true"
                              class="moz-txt-link-freetext">http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com</a></span><o:p></o:p></p>
                      </div>
                    </blockquote>
                  </div>
                </div>
              </div>
              <p class="MsoNormal"><span style="font-size:11.0pt"><br>
                  <br>
                  <o:p></o:p></span></p>
            </blockquote>
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