<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Garamond;
panose-1:2 2 4 4 3 3 1 1 8 3;}
@font-face
{font-family:"Goudy Old Style";
panose-1:2 2 5 2 5 3 5 2 3 3;}
@font-face
{font-family:"Noto Sans";}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
font-size:10.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
span.EmailStyle20
{mso-style-type:personal-reply;
font-family:"Goudy Old Style",serif;
color:#1F497D;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;
mso-ligatures:none;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple" style="word-wrap:break-word">
<div class="WordSection1">
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Wise recently changed the payment details for receiving money into my USD account at Wise. The first time someone tried to wire funds from the Royal Bank of
Canada in USD to my USD account at Wise (which meant a SWIFT transaction), someone charged a $20 fee, so I received $20 less than intended. The client sent me the information they received from RBC, which indicated that RBC had charged the client a wire payment
fee, but the payment amount RBC had wired to me was the correct amount. There doesn’t appear to be any intermediary bank other than the Community Federal Savings Bank that Wise uses for receiving USD wire payments, so it looks like CFSB silently charged me
a $20 wire transfer fee, on top of the $4.14 Wise fee.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">I tried to confirm that with Wise customer service, but they were completely unhelpful, saying that they have “no access to external fees applied other than
our regular wise fee” and that due to the nature of SWIFT transactions, they have no control over what banks can take.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Has anyone else seen this behavior?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D;mso-fareast-language:ZH-CN">Best regards,<br>
<b>Richard A. Schafer | Schafer IP Law</b></span><span style="font-size:12.0pt;font-family:"Garamond",serif;color:#1F497D;mso-fareast-language:ZH-CN"><br>
</span><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D;mso-fareast-language:ZH-CN">P.O. Box 230081 | Houston, TX 77223<br>
M: 832.283.6564 | </span><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><a href="mailto:richard@schafer-ip.com"><span style="color:#0563C1">richard@schafer-ip.com</span></a><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:11.0pt">From:</span></b><span style="font-size:11.0pt"> E-trademarks <e-trademarks-bounces@oppedahl-lists.com>
<b>On Behalf Of </b>Carl Oppedahl via E-trademarks<br>
<b>Sent:</b> Thursday, November 23, 2023 5:17 AM<br>
<b>To:</b> For trademark practitioners. This is not for laypersons to seek legal advice. <e-trademarks@oppedahl-lists.com><br>
<b>Cc:</b> Carl Oppedahl <carl@oppedahl.com><br>
<b>Subject:</b> [E-trademarks] XE versus Wise (was Good, Inexpensive service for bank wire payments)<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p>Round-trips of money going to and from a bricks-and-mortar bank account cost money.<o:p></o:p></p>
<p>And yes, the currency exchange fee (if any) is something to consider as a distinct cost from a foreign money transfer fee.<o:p></o:p></p>
<p>So for example if I already have a balance in CAD, and if I am sending CAD to (let's say) a trademark firm in Canada that invoices us in CAD, then there is no need for any currency conversion fee. The only service that I need to purchase is "get the CAD
from here to there".<o:p></o:p></p>
<p>And with Wise, this fee is CAD 3.57.<o:p></o:p></p>
<p>So let's go step by step. If we start with $744.01 and convert it at XE's midmarket rate of 1.36837 to CAD, you would get CAD1018.19.
<o:p></o:p></p>
<p>With Wise, if we start with $744.01 and convert it to CAD, there is a two-step calculation. First there is a currency conversion fee of USD 3.85. The leftover USD is 740.16. this gets converted to CAD using Wise's conversion rate of 1.36840 which deviates
from mid-market rate by only about 0.2%. This yields CAD 1012.83. <o:p></o:p></p>
<p>Now suppose what we are doing with these newly acquired CAD is sending them to the Canadian trademark firm. That costs the above-mentioned fee of CAD 3.57. So the Canadian firm would receive CAD 1009.26 if Wise were used.<o:p></o:p></p>
<p>But on this same set of starting conditions, if XE is used, the Canadian trademark firm receives only CAD 997.35.<o:p></o:p></p>
<p>So XE is charging maybe CAD 11.91 more, but it is hidden away in the exchange rate.<o:p></o:p></p>
<p>But there is another aspect that maybe has not been mentioned, namely where exactly the $744.01 comes from.<o:p></o:p></p>
<p>If XE.com is used, I wonder if the $744.01 is getting pulled from a bricks-and-mortar bank account? If so, then there is an ACH fee hidden away in the currency exchange rate.<o:p></o:p></p>
<p>If Wise is used, then we can talk about any of several places the $744.01 can come from. If it comes from our USD balance at Wise, then there is no ACH fee. if it comes from our bricks-and-mortar bank account, then there is an ACH fee of something like
51¢. <o:p></o:p></p>
<p>But anyway on a first look, the XE approach loses maybe 1.2% compared with the Wise approach.
<o:p></o:p></p>
<div>
<p class="MsoNormal">On 11/22/2023 6:18 PM, Jim Larsen wrote:<o:p></o:p></p>
</div>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Yes, real numbers: Canadian firm charged $997.35 CAD. I entered that amount and XE calculated the U.S. dollars needed, pulled it from my bank account, and transferred the calculated
amount in under two business days.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><img border="0" width="395" height="225" style="width:4.1145in;height:2.3437in" id="Picture_x0020_2" src="cid:image001.png@01DA1F29.BFD330E0"></span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"><span style="font-size:11.0pt">Best regards,<br>
<br>
-Jim<br>
<br>
James C. Larsen<br>
Attorney<br>
Larsen IP PLLC<br>
p: 425.298.6846<br>
e: <a href="mailto:jim@Larsen-IP.com"><span style="color:#0563C1">jim@Larsen-IP.com</span></a><br>
w. <a href="http://www.Larsen-IP.com"><span style="color:#0563C1">www.Larsen-IP.com</span></a><br>
<br>
NOTICE OF CONFIDENTIALITY: The information contained in this email, including any attachments, is confidential and may be privileged. It is intended only for the use of the individual(s) or entity named herein. If the reader of this message is not the intended
recipient or authorized agent, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited. Unintended recipients are requested to notify the sender immediately and to permanently delete this e-mail,
any attachments, and copies.</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div id="mail-editor-reference-message-container">
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:12.0pt;color:black">From:
</span></b><span style="font-size:12.0pt;color:black">Carl Oppedahl <a href="mailto:carl@oppedahl.com">
<carl@oppedahl.com></a><br>
<b>Date: </b>Wednesday, November 22, 2023 at 3:51 PM<br>
<b>To: </b>For trademark practitioners. This is not for laypersons to seek legal advice.
<a href="mailto:e-trademarks@oppedahl-lists.com"><e-trademarks@oppedahl-lists.com></a><br>
<b>Subject: </b>Re: [E-trademarks] Good, Inexpensire service for bank wire payments</span><o:p></o:p></p>
</div>
<p>can you quote the overall results? You were charged a total of some number of USD, and the Canadian firm received how many CAD?<o:p></o:p></p>
<p>I'd like to see what it would have cost to do the same thing in Wise.<o:p></o:p></p>
<div>
<p class="MsoNormal"><span style="font-size:11.0pt">On 11/22/2023 4:23 PM, Jim Larsen via E-trademarks wrote:</span><o:p></o:p></p>
</div>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">I just started using XE.com for U.S.->foreign transfers. No (separate) wire fee. Indeed, the entire cost of the transaction is built into the exchange rate. Example: I recently
sent payment to a Canadian firm. Spot rate was </span><span style="font-size:10.5pt;font-family:"Noto Sans",sans-serif;color:black;background:white">1 USD = 1.3405 CAD. My calculations suggest this is about 2.9% worse than public spot FX price (average of
about 1.38 that day). So, similar to credit card fees for most services for domestic transactions. Customer service (on my admittedly low volume so far) was excellent. I had several calls setting things up and they were very helpful.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"><span style="font-size:11.0pt">Best regards,<br>
<br>
-Jim<br>
<br>
James C. Larsen<br>
Attorney<br>
Larsen IP PLLC<br>
p: 425.298.6846<br>
e: <a href="mailto:jim@Larsen-IP.com"><span style="color:#0563C1">jim@Larsen-IP.com</span></a><br>
w. <a href="http://www.Larsen-IP.com"><span style="color:#0563C1">www.Larsen-IP.com</span></a><br>
<br>
NOTICE OF CONFIDENTIALITY: The information contained in this email, including any attachments, is confidential and may be privileged. It is intended only for the use of the individual(s) or entity named herein. If the reader of this message is not the intended
recipient or authorized agent, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited. Unintended recipients are requested to notify the sender immediately and to permanently delete this e-mail,
any attachments, and copies.</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div id="mail-editor-reference-message-container">
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:12.0pt;color:black">From:
</span></b><span style="font-size:12.0pt;color:black">E-trademarks <a href="mailto:e-trademarks-bounces@oppedahl-lists.com">
<e-trademarks-bounces@oppedahl-lists.com></a> on behalf of Lara Pearson via E-trademarks
<a href="mailto:e-trademarks@oppedahl-lists.com"><e-trademarks@oppedahl-lists.com></a><br>
<b>Date: </b>Wednesday, November 22, 2023 at 12:46 PM<br>
<b>To: </b>For trademark practitioners. This is not for laypersons to seek legal advice.
<a href="mailto:e-trademarks@oppedahl-lists.com"><e-trademarks@oppedahl-lists.com></a><br>
<b>Cc: </b>Lara Pearson <a href="mailto:lara@brandgeek.net"><lara@brandgeek.net></a><br>
<b>Subject: </b>Re: [E-trademarks] Good, Inexpensire service for bank wire payments</span><o:p></o:p></p>
</div>
<div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif"> I pay using a Corp Platinum Amex as often as possible b/t there are no foreign transaction fees, but not all firms take CCs or Amex. </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif">WISE is not available in Nevada. My bank makes me go in to make a foreign wire & charges $30/per.</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif">Any runners-up to Wise?</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif">Thanks!</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif">Holiday cheers!</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<p style="margin:0in"><span style="font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:10.0pt;font-family:"Verdana",sans-serif">Lara Pearson (she/her/hers)</span><span style="font-size:7.5pt;font-family:"Verdana",sans-serif"> <span style="color:#222222">[</span><a href="https://medium.com/gender-inclusivit/why-i-put-pronouns-on-my-email-signature-and-linkedin-profile-and-you-should-too-d3dc942c8743"><span style="color:#1155CC">Why
pronouns</span></a>?<span style="color:#222222">] (<a href="https://namedrop.io/larapearson">Hear how I say my name</a>)</span></span><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">Law Office of Lara Pearson Ltd, PBC</span><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">Leader, Brand Geek</span><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:7.5pt;font-family:"Verdana",sans-serif">A Law Firm Run by and for Soulfulpreneurs<sup>SM</sup></span><o:p></o:p></p>
<p style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:0in">
<span style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:black;background:white"><a href="mailto:Lara@BrandGeek.net">Lara@BrandGeek.net</a> | Ph: 775.833.1600 | </span><span style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:#1155CC;background:white"><a href="http://brandgeek.net/about/"><span style="color:#1155CC">My
bio</span></a></span><span style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:black;background:white"> </span><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">This e-mail may contain information that is <b>privileged</b> or <b>confidential</b>. If you received this communication in error, please immediately
notify the sender and delete/destroy all copies of this correspondence. Thank you.</span><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:10.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
<p style="margin:0in"><b><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#006600;background:white">Protecting the Brands that are Changing the World®</span></b><o:p></o:p></p>
<p style="margin:0in"><b><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#006600;background:white">Protecting the Businesses that are Changing the World®<br>
Protecting the Brands of Soulfulpreneurs</span></b><b><span style="font-size:10.0pt;font-family:"Verdana",sans-serif;color:#006600;background:white">®</span></b><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:10.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
<p style="margin:0in"><b><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#009900;background:white">Leading the way, we belong to: 1% for the Planet (since January 2006), Certified B Corporation (since February 2008) & American Sustainable
Business Network (formerly SVN) (since January 2009).</span></b><o:p></o:p></p>
<p style="margin:0in"><span style="font-size:10.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
<p style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:12.0pt;margin-left:0in">
<b><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#009900;background:white">Save the planet! Please don't print.</span></b><o:p></o:p></p>
<p style="margin:0in"><b><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">I humbly acknowledge that this email is being sent from the unceded traditional lands of the first people of Lake Tahoe, the Washoe or Wašišiw
("people from here," sometimes translated as Wa She Shu) of the Great Basin, past, present, and future. I honor with gratitude this sacred land itself and the
<a href="https://washoetribe.us/">Washoe Tribe</a>.</span></b><o:p></o:p></p>
<p align="center" style="margin:0in;text-align:center"><b><span style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;border:solid windowtext 1.0pt;padding:0in;background:white"><img border="0" width="82" height="96" style="width:.8541in;height:1.0in" id="_x0000_i1025" src="cid:~WRD3796.jpg" alt="Image removed by sender."></span></b><o:p></o:p></p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"><span style="font-size:11.0pt">On Tue, Nov 21, 2023 at 3:09 PM Richard Schafer via E-trademarks <<a href="mailto:e-trademarks@oppedahl-lists.com">e-trademarks@oppedahl-lists.com</a>> wrote:</span><o:p></o:p></p>
</div>
<blockquote style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt">
<div>
<div>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Wise has been a godsend for my solo practice. Highly recommended.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Best regards,<br>
<b>Richard A. Schafer | Schafer IP Law</b></span><span style="font-size:12.0pt;font-family:"Garamond",serif;color:#1F497D"><br>
</span><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">P.O. Box 230081 | Houston, TX 77223<br>
M: 832.283.6564 | <a href="mailto:richard@schafer-ip.com"><span style="color:#0563C1">richard@schafer-ip.com</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"> </span><o:p></o:p></p>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt">From:</span></b><span style="font-size:11.0pt"> E-trademarks <<a href="mailto:e-trademarks-bounces@oppedahl-lists.com">e-trademarks-bounces@oppedahl-lists.com</a>>
<b>On Behalf Of </b>Dineen Wasylik via E-trademarks<br>
<b>Sent:</b> Tuesday, November 21, 2023 11:14 AM<br>
<b>To:</b> For trademark practitioners. This is not for laypersons to seek legal advice. <<a href="mailto:e-trademarks@oppedahl-lists.com">e-trademarks@oppedahl-lists.com</a>><br>
<b>Cc:</b> Dineen Wasylik <<a href="mailto:dineen@wasylik.net">dineen@wasylik.net</a>>;
<a href="mailto:patentpractice@oppedahl-lists.com">patentpractice@oppedahl-lists.com</a><br>
<b>Subject:</b> Re: [E-trademarks] Good, Inexpensire service for bank wire payments</span><o:p></o:p></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt">I agree with Carlk, though I think they now call it just "wise" but
<a href="http://wise.com">wise.com</a> is what I have based on recommendations from other practitioners. It is easy and much less expensive than bank-based wires. It handles currency conversion much better than my bank folks did, too.</span><o:p></o:p></p>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt">Best,</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt">Dineen</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt">On Tue, Nov 21, 2023 at 5:58 AM Carl Oppedahl via E-trademarks <<a href="mailto:e-trademarks@oppedahl-lists.com">e-trademarks@oppedahl-lists.com</a>>
wrote:</span><o:p></o:p></p>
</div>
<blockquote style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt">See
<br>
<a href="https://blog.oppedahl.com/eventually-every-patent-and-trademark-firm-will-have-a-transferwise-account/">https://blog.oppedahl.com/eventually-every-patent-and-trademark-firm-will-have-a-transferwise-account/</a><br>
<br>
On 11/20/2023 10:53 PM, voyer--- via E-trademarks wrote:<br>
> A year or maybe more ago, there was elist discussion of a good, inexpensive service for bank wire services.<br>
> At least internationally, perhaps also domestic. My saved copy is now hiding from me.<br>
> Would appreciate contact info for that service, and it is stlil a good recommendation. Thanks,<br>
><br>
> Daniel Kegan * 847-452-2599<br>
> Baron Harris Healey, Of Counsel<br>
> <<a href="mailto:DKegan@BHHLawFirm.com">DKegan@BHHLawFirm.com</a>><br>
> <<a href="http://www.BHHLawFirm.com">http://www.BHHLawFirm.com</a>><br>
> Balanced Counsel for Smart Clients®<br>
> 29 Kendal Dr<br>
> Kennett Square PA 19348-2323 USA<br>
-- <br>
E-trademarks mailing list<br>
<a href="mailto:E-trademarks@oppedahl-lists.com">E-trademarks@oppedahl-lists.com</a><br>
<a href="http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com">http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com</a></span><o:p></o:p></p>
</blockquote>
</div>
</div>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt">-- <br>
E-trademarks mailing list<br>
<a href="mailto:E-trademarks@oppedahl-lists.com">E-trademarks@oppedahl-lists.com</a><br>
<a href="http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com">http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com</a></span><o:p></o:p></p>
</div>
</blockquote>
</div>
</div>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt"><br>
<br>
<br>
</span><o:p></o:p></p>
</blockquote>
</div>
</div>
</blockquote>
</div>
</body>
</html>