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<p>See "Getting paid in full when someone sends you a bank wire" at
<a
href="https://blog.oppedahl.com/getting-paid-in-full-when-someone-sends-you-a-bank-wire/"
class="moz-txt-link-freetext">https://blog.oppedahl.com/getting-paid-in-full-when-someone-sends-you-a-bank-wire/</a>
. Your Canadian sender very likely screwed you over by setting
field number 71a to "SHA" or worse yet, "BEN".</p>
<p>Ask your sender what value they selected for field 71a.</p>
<p>When this happens, we normally then send the other party a Stripe
invoice for the missing $20. We invite them to pay it by credit
card. Eventually they realize that they can save some trouble by
just changing the field 71a to "OUR".<br>
</p>
<div class="moz-cite-prefix">On 11/24/2023 10:10 PM, Richard Schafer
wrote:<br>
</div>
<blockquote type="cite"
cite="mid:SA1PR05MB7983B276DE0CFCCE4818B1D78EBFA@SA1PR05MB7983.namprd05.prod.outlook.com">
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<div class="WordSection1">
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Wise
recently changed the payment details for receiving money
into my USD account at Wise. The first time someone tried to
wire funds from the Royal Bank of Canada in USD to my USD
account at Wise (which meant a SWIFT transaction), someone
charged a $20 fee, so I received $20 less than intended. The
client sent me the information they received from RBC, which
indicated that RBC had charged the client a wire payment
fee, but the payment amount RBC had wired to me was the
correct amount. There doesn’t appear to be any intermediary
bank other than the Community Federal Savings Bank that Wise
uses for receiving USD wire payments, so it looks like CFSB
silently charged me a $20 wire transfer fee, on top of the
$4.14 Wise fee.<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">I
tried to confirm that with Wise customer service, but they
were completely unhelpful, saying that they have “no access
to external fees applied other than our regular wise fee”
and that due to the nature of SWIFT transactions, they have
no control over what banks can take.<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Has
anyone else seen this behavior?<o:p></o:p></span></p>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D;mso-fareast-language:ZH-CN">Best
regards,<br>
<b>Richard A. Schafer | Schafer IP Law</b></span><span
style="font-size:12.0pt;font-family:"Garamond",serif;color:#1F497D;mso-fareast-language:ZH-CN"><br>
</span><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D;mso-fareast-language:ZH-CN">P.O.
Box 230081 | Houston, TX 77223<br>
M: 832.283.6564 | </span><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><a
href="mailto:richard@schafer-ip.com"
moz-do-not-send="true"><span style="color:#0563C1">richard@schafer-ip.com</span></a><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"><o:p> </o:p></span></p>
<div>
<div
style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:11.0pt">From:</span></b><span
style="font-size:11.0pt"> E-trademarks
<a class="moz-txt-link-rfc2396E" href="mailto:e-trademarks-bounces@oppedahl-lists.com"><e-trademarks-bounces@oppedahl-lists.com></a>
<b>On Behalf Of </b>Carl Oppedahl via E-trademarks<br>
<b>Sent:</b> Thursday, November 23, 2023 5:17 AM<br>
<b>To:</b> For trademark practitioners. This is not for
laypersons to seek legal advice.
<a class="moz-txt-link-rfc2396E" href="mailto:e-trademarks@oppedahl-lists.com"><e-trademarks@oppedahl-lists.com></a><br>
<b>Cc:</b> Carl Oppedahl <a class="moz-txt-link-rfc2396E" href="mailto:carl@oppedahl.com"><carl@oppedahl.com></a><br>
<b>Subject:</b> [E-trademarks] XE versus Wise (was Good,
Inexpensive service for bank wire payments)<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p>Round-trips of money going to and from a bricks-and-mortar
bank account cost money.<o:p></o:p></p>
<p>And yes, the currency exchange fee (if any) is something to
consider as a distinct cost from a foreign money transfer fee.<o:p></o:p></p>
<p>So for example if I already have a balance in CAD, and if I
am sending CAD to (let's say) a trademark firm in Canada that
invoices us in CAD, then there is no need for any currency
conversion fee. The only service that I need to purchase is
"get the CAD from here to there".<o:p></o:p></p>
<p>And with Wise, this fee is CAD 3.57.<o:p></o:p></p>
<p>So let's go step by step. If we start with $744.01 and
convert it at XE's midmarket rate of 1.36837 to CAD, you would
get CAD1018.19.
<o:p></o:p></p>
<p>With Wise, if we start with $744.01 and convert it to CAD,
there is a two-step calculation. First there is a currency
conversion fee of USD 3.85. The leftover USD is 740.16. this
gets converted to CAD using Wise's conversion rate of 1.36840
which deviates from mid-market rate by only about 0.2%. This
yields CAD 1012.83. <o:p></o:p></p>
<p>Now suppose what we are doing with these newly acquired CAD
is sending them to the Canadian trademark firm. That costs
the above-mentioned fee of CAD 3.57. So the Canadian firm
would receive CAD 1009.26 if Wise were used.<o:p></o:p></p>
<p>But on this same set of starting conditions, if XE is used,
the Canadian trademark firm receives only CAD 997.35.<o:p></o:p></p>
<p>So XE is charging maybe CAD 11.91 more, but it is hidden away
in the exchange rate.<o:p></o:p></p>
<p>But there is another aspect that maybe has not been
mentioned, namely where exactly the $744.01 comes from.<o:p></o:p></p>
<p>If XE.com is used, I wonder if the $744.01 is getting pulled
from a bricks-and-mortar bank account? If so, then there is
an ACH fee hidden away in the currency exchange rate.<o:p></o:p></p>
<p>If Wise is used, then we can talk about any of several places
the $744.01 can come from. If it comes from our USD balance
at Wise, then there is no ACH fee. if it comes from our
bricks-and-mortar bank account, then there is an ACH fee of
something like 51¢. <o:p></o:p></p>
<p>But anyway on a first look, the XE approach loses maybe 1.2%
compared with the Wise approach.
<o:p></o:p></p>
<div>
<p class="MsoNormal">On 11/22/2023 6:18 PM, Jim Larsen wrote:<o:p></o:p></p>
</div>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif">Yes,
real numbers: Canadian firm charged $997.35 CAD. I
entered that amount and XE calculated the U.S. dollars
needed, pulled it from my bank account, and transferred
the calculated amount in under two business days.</span><o:p></o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"><img
style="width:4.1145in;height:2.3437in"
id="Picture_x0020_2"
src="cid:part1.dSpqHBWV.rD2MAMRK@oppedahl.com" class=""
width="395" height="225" border="0"></span><o:p></o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"><span style="font-size:11.0pt">Best
regards,<br>
<br>
-Jim<br>
<br>
James C. Larsen<br>
Attorney<br>
Larsen IP PLLC<br>
p: 425.298.6846<br>
e: <a href="mailto:jim@Larsen-IP.com"
moz-do-not-send="true"><span style="color:#0563C1">jim@Larsen-IP.com</span></a><br>
w. <a href="http://www.Larsen-IP.com"
moz-do-not-send="true"><span style="color:#0563C1">www.Larsen-IP.com</span></a><br>
<br>
NOTICE OF CONFIDENTIALITY: The information contained
in this email, including any attachments,
is confidential and may be privileged. It is intended
only for the use of the individual(s) or entity named
herein. If the reader of this message is not
the intended recipient or authorized agent, you are
hereby notified that any dissemination, distribution,
or copying of this communication
is strictly prohibited. Unintended recipients
are requested to notify the sender immediately and
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</div>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div id="mail-editor-reference-message-container">
<div>
<div
style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span
style="font-size:12.0pt;color:black">From:
</span></b><span
style="font-size:12.0pt;color:black">Carl Oppedahl <a
href="mailto:carl@oppedahl.com"
moz-do-not-send="true">
<carl@oppedahl.com></a><br>
<b>Date: </b>Wednesday, November 22, 2023 at 3:51
PM<br>
<b>To: </b>For trademark practitioners. This is not
for laypersons to seek legal advice.
<a href="mailto:e-trademarks@oppedahl-lists.com"
moz-do-not-send="true"><e-trademarks@oppedahl-lists.com></a><br>
<b>Subject: </b>Re: [E-trademarks] Good,
Inexpensire service for bank wire payments</span><o:p></o:p></p>
</div>
<p>can you quote the overall results? You were charged a
total of some number of USD, and the Canadian firm
received how many CAD?<o:p></o:p></p>
<p>I'd like to see what it would have cost to do the same
thing in Wise.<o:p></o:p></p>
<div>
<p class="MsoNormal"><span style="font-size:11.0pt">On
11/22/2023 4:23 PM, Jim Larsen via E-trademarks
wrote:</span><o:p></o:p></p>
</div>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif">I just
started using XE.com for U.S.->foreign
transfers. No (separate) wire fee. Indeed, the
entire cost of the transaction is built into the
exchange rate. Example: I recently sent payment to
a Canadian firm. Spot rate was </span><span
style="font-size:10.5pt;font-family:"Noto Sans",sans-serif;color:black;background:white">1
USD = 1.3405 CAD. My calculations suggest this is
about 2.9% worse than public spot FX price (average
of about 1.38 that day). So, similar to credit card
fees for most services for domestic transactions.
Customer service (on my admittedly low volume so
far) was excellent. I had several calls setting
things up and they were very helpful.</span><o:p></o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"><span style="font-size:11.0pt">Best
regards,<br>
<br>
-Jim<br>
<br>
James C. Larsen<br>
Attorney<br>
Larsen IP PLLC<br>
p: 425.298.6846<br>
e: <a href="mailto:jim@Larsen-IP.com"
moz-do-not-send="true"><span
style="color:#0563C1">jim@Larsen-IP.com</span></a><br>
w. <a href="http://www.Larsen-IP.com"
moz-do-not-send="true"><span
style="color:#0563C1">www.Larsen-IP.com</span></a><br>
<br>
NOTICE OF CONFIDENTIALITY: The information
contained in this email, including any
attachments, is confidential and may be
privileged. It is intended only for the use of
the individual(s) or entity named herein. If the
reader of this message is not the intended
recipient or authorized agent, you are hereby
notified that any dissemination, distribution,
or copying of this communication
is strictly prohibited. Unintended recipients
are requested to notify the sender immediately
and to permanently delete this e-mail,
any attachments, and copies.</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="MsoNormal"><span
style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div id="mail-editor-reference-message-container">
<div>
<div
style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span
style="font-size:12.0pt;color:black">From:
</span></b><span
style="font-size:12.0pt;color:black">E-trademarks
<a
href="mailto:e-trademarks-bounces@oppedahl-lists.com"
moz-do-not-send="true">
<e-trademarks-bounces@oppedahl-lists.com></a> on behalf of Lara
Pearson via E-trademarks
<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"><e-trademarks@oppedahl-lists.com></a><br>
<b>Date: </b>Wednesday, November 22, 2023 at
12:46 PM<br>
<b>To: </b>For trademark practitioners. This
is not for laypersons to seek legal advice.
<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"><e-trademarks@oppedahl-lists.com></a><br>
<b>Cc: </b>Lara Pearson <a
href="mailto:lara@brandgeek.net"
moz-do-not-send="true"><lara@brandgeek.net></a><br>
<b>Subject: </b>Re: [E-trademarks] Good,
Inexpensire service for bank wire payments</span><o:p></o:p></p>
</div>
<div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> I
pay using a Corp Platinum Amex as often as
possible b/t there are no foreign
transaction fees, but not all firms take CCs
or Amex. </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">WISE
is not available in Nevada. My bank makes me
go in to make a foreign wire & charges
$30/per.</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">Any
runners-up to Wise?</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">Thanks!</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif">Holiday
cheers!</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span
style="font-size:12.0pt;font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
</div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<div>
<p style="margin:0in"><span
style="font-family:"Verdana",sans-serif"> </span><o:p></o:p></p>
<p style="margin:0in"><span
style="font-size:10.0pt;font-family:"Verdana",sans-serif">Lara
Pearson (she/her/hers)</span><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif"> <span
style="color:#222222">[</span><a
href="https://medium.com/gender-inclusivit/why-i-put-pronouns-on-my-email-signature-and-linkedin-profile-and-you-should-too-d3dc942c8743"
moz-do-not-send="true"><span style="color:#1155CC">Why pronouns</span></a>?<span
style="color:#222222">] (<a href="https://namedrop.io/larapearson"
moz-do-not-send="true">Hear how I say my name</a>)</span></span><o:p></o:p></p>
<p style="margin:0in"><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">Law
Office of Lara Pearson
Ltd, PBC</span><o:p></o:p></p>
<p style="margin:0in"><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">Leader,
Brand Geek</span><o:p></o:p></p>
<p style="margin:0in"><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif">A Law
Firm Run by and for
Soulfulpreneurs<sup>SM</sup></span><o:p></o:p></p>
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the planet! Please
don't print.</span></b><o:p></o:p></p>
<p style="margin:0in"><b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;background:white">I
humbly acknowledge
that this email is
being sent from the
unceded traditional
lands of the first
people of Lake
Tahoe, the Washoe or
Wašišiw ("people
from here,"
sometimes translated
as Wa She Shu) of
the Great Basin,
past, present, and
future. I honor with
gratitude this
sacred land itself
and the
<a
href="https://washoetribe.us/" moz-do-not-send="true">Washoe Tribe</a>.</span></b><o:p></o:p></p>
<p
style="margin:0in;text-align:center" align="center"><b><span
style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:black;border:solid windowtext 1.0pt;padding:0in;background:white"><img
style="width:.8541in;height:1.0in" id="_x0000_i1025"
src="cid:~WRD3796.jpg" alt="Image removed by sender."
moz-do-not-send="true" width="82" height="96" border="0"></span></b><o:p></o:p></p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<p class="MsoNormal"><span
style="font-size:11.0pt"> </span><o:p></o:p></p>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"><span
style="font-size:11.0pt">On Tue, Nov 21,
2023 at 3:09 PM Richard Schafer via
E-trademarks <<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"
class="moz-txt-link-freetext">e-trademarks@oppedahl-lists.com</a>>
wrote:</span><o:p></o:p></p>
</div>
<blockquote
style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt">
<div>
<div>
<div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Wise
has been a godsend for my solo
practice. Highly recommended.</span><o:p></o:p></p>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">Best
regards,<br>
<b>Richard A. Schafer | Schafer IP Law</b></span><span
style="font-size:12.0pt;font-family:"Garamond",serif;color:#1F497D"><br>
</span><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D">P.O.
Box 230081 | Houston, TX 77223<br>
M: 832.283.6564 | <a
href="mailto:richard@schafer-ip.com"
moz-do-not-send="true"><span
style="color:#0563C1">richard@schafer-ip.com</span></a></span><o:p></o:p></p>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:12.0pt;font-family:"Goudy Old Style",serif;color:#1F497D"> </span><o:p></o:p></p>
<div
style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span
style="font-size:11.0pt">From:</span></b><span
style="font-size:11.0pt">
E-trademarks <<a
href="mailto:e-trademarks-bounces@oppedahl-lists.com"
moz-do-not-send="true"
class="moz-txt-link-freetext">e-trademarks-bounces@oppedahl-lists.com</a>>
<b>On Behalf Of </b>Dineen Wasylik
via E-trademarks<br>
<b>Sent:</b> Tuesday, November 21,
2023 11:14 AM<br>
<b>To:</b> For trademark
practitioners. This is not for
laypersons to seek legal advice.
<<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"
class="moz-txt-link-freetext">e-trademarks@oppedahl-lists.com</a>><br>
<b>Cc:</b> Dineen Wasylik <<a
href="mailto:dineen@wasylik.net"
moz-do-not-send="true"
class="moz-txt-link-freetext">dineen@wasylik.net</a>>;
<a
href="mailto:patentpractice@oppedahl-lists.com" moz-do-not-send="true"
class="moz-txt-link-freetext">patentpractice@oppedahl-lists.com</a><br>
<b>Subject:</b> Re: [E-trademarks]
Good, Inexpensire service for bank
wire payments</span><o:p></o:p></p>
</div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt"> </span><o:p></o:p></p>
<div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt">I agree
with Carlk, though I think they now
call it just "wise" but
<a href="http://wise.com"
moz-do-not-send="true">wise.com</a>
is what I have based on
recommendations from other
practitioners. It is easy and much
less expensive than bank-based
wires. It handles
currency conversion much better than
my bank folks did, too.</span><o:p></o:p></p>
<div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt">Best,</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt">Dineen</span><o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt"> </span><o:p></o:p></p>
<div>
<div>
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt">On Tue,
Nov 21, 2023 at 5:58 AM Carl
Oppedahl via E-trademarks <<a
href="mailto:e-trademarks@oppedahl-lists.com" moz-do-not-send="true"
class="moz-txt-link-freetext">e-trademarks@oppedahl-lists.com</a>>
wrote:</span><o:p></o:p></p>
</div>
<blockquote
style="border:none;border-left:solid #CCCCCC 1.0pt;padding:0in 0in 0in 6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt">
<p class="MsoNormal"
style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span
style="font-size:11.0pt">See
<br>
<a
href="https://blog.oppedahl.com/eventually-every-patent-and-trademark-firm-will-have-a-transferwise-account/"
moz-do-not-send="true"
class="moz-txt-link-freetext">https://blog.oppedahl.com/eventually-every-patent-and-trademark-firm-will-have-a-transferwise-account/</a><br>
<br>
On 11/20/2023 10:53 PM, voyer---
via E-trademarks wrote:<br>
> A year or maybe more ago,
there was elist discussion of a
good, inexpensive service for bank
wire services.<br>
> At least internationally,
perhaps also domestic. My saved
copy is now hiding from me.<br>
> Would appreciate contact info
for that service, and it is stlil
a good recommendation. Thanks,<br>
><br>
> Daniel Kegan * 847-452-2599<br>
> Baron Harris Healey, Of
Counsel<br>
> <<a
href="mailto:DKegan@BHHLawFirm.com" moz-do-not-send="true"
class="moz-txt-link-freetext">DKegan@BHHLawFirm.com</a>><br>
> <<a
href="http://www.BHHLawFirm.com"
moz-do-not-send="true">http://www.BHHLawFirm.com</a>><br>
> Balanced Counsel for Smart
Clients®<br>
> 29 Kendal Dr<br>
> Kennett Square PA 19348-2323
USA<br>
-- <br>
E-trademarks mailing list<br>
<a
href="mailto:E-trademarks@oppedahl-lists.com" moz-do-not-send="true"
class="moz-txt-link-freetext">E-trademarks@oppedahl-lists.com</a><br>
<a
href="http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com"
moz-do-not-send="true"
class="moz-txt-link-freetext">http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com</a></span><o:p></o:p></p>
</blockquote>
</div>
</div>
</div>
<p class="MsoNormal"><span
style="font-size:11.0pt">-- <br>
E-trademarks mailing list<br>
<a
href="mailto:E-trademarks@oppedahl-lists.com" moz-do-not-send="true"
class="moz-txt-link-freetext">E-trademarks@oppedahl-lists.com</a><br>
<a
href="http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com"
moz-do-not-send="true"
class="moz-txt-link-freetext">http://oppedahl-lists.com/mailman/listinfo/e-trademarks_oppedahl-lists.com</a></span><o:p></o:p></p>
</div>
</blockquote>
</div>
</div>
</div>
<p class="MsoNormal"><span style="font-size:11.0pt"><br>
<br>
<br>
</span><o:p></o:p></p>
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