<div dir="ltr"><div>And it's worse. I <i><b>did</b></i> set up an authenticator app. When I log into PatentCenter, it sends the confirmation code to email, not to the authenticator app.</div><div><br></div><div>And I didn't get the scolding email.</div><div><br></div><div>I can only do what your instructions tell me to do. If the PTO's software doesn't work as advertised, well, I don't have access to your source code.</div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Thu, Sep 25, 2025 at 12:18\u202fPM Carl Oppedahl via Patentpractice <<a href="mailto:patentpractice@oppedahl-lists.com" target="_blank">patentpractice@oppedahl-lists.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><u></u>
<div>
<p>If you want to get some fraction of a group to do something, the
correct way to do it is to target that fraction. The absolutely
wrong way to do it is to carpet-bomb the entirety of the group,
cluttering the in-boxes of the rest of the group.</p>
<p>I received this email today. It hammers away at how I must have
been using email as my two-factor authentication to log in at the
USPTO, and that I need to set up and use some other form of
two-factor authentication.</p>
<p>The problem with this is that <i><b>I have never even once in my
life used email as my two-factor authentication to log in at
the USPTO. </b></i>Not even once.</p>
<p>There are, I expect, some people to whom the USPTO ought to have
sent this scolding email. Probably the way to pick a person to
receive this email is to pick people who actually did use email as
their two-factor authentication at least once since the first
announcements that the USPTO made about this. Meaning the
fraction of USPTO customers that have, within the past few months,
done this supposedly very bad thing (using email as their
two-factor authentication). </p>
<p>And then perhaps a week or two later, sending followup emails to
the smaller fraction of customers who used email again as their
two-factor authentication despite having been scolded against it
in the previous scolding email.</p>
<p>The practical result would be that with each succeeding followup,
fewer and fewer scolding emails would need to be sent.</p>
<p>This targets the scolding at the people who need it (assuming the
USPTO is correct in its view that email is bad as a way to do
two-factor authentication).</p>
<p>But the absolute wrong thing to do is to scold the tens or likely
hundreds of thousands of customers who don't need scolding at the
present time. A first example of people who don't need scolding
at all is people like me who have never even once done the
(supposedly) bad thing. A second example of people who don't need
scolding now is the tens or likely hundreds of thousands of
customers <i><b>who have already done</b></i> what the USPTO
wanted them to do, namely have already migrated away from email
and over to some other form of two-factor authentication.</p>
<p>It is like "the boy who cried wolf". When the USPTO carpet-bombs
its entire customer base like this, the USPTO virtually ensures
that tomorrow or next week or next month, some urgent message will
get disregarded by the customers given that so many previous
supposedly urgent messages were inappropriate and were not urgent
at all for the particular recipient.</p>
<p><br>
</p>
<div>On 9/25/2025 9:40 AM, U.S. Patent and
Trademark Office wrote:<br>
</div>
<blockquote type="cite">
<table>
<tbody>
<tr>
<td>
November 1 deadline
</td>
</tr>
</tbody>
</table>
<a name="m_2299905429436247984_m_-4809548742904919630_gd_top" id="m_2299905429436247984m_-4809548742904919630gd_top"></a>
<table width="100%">
<tbody>
<tr>
<td>
<table id="m_2299905429436247984m_-4809548742904919630flexible-abe-main-table" width="100%">
<tbody>
<tr>
<td><br>
</td>
<td>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-e73b5212-55ef-41e6-bf82-a727c54d1fda">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-ca463842-7500-4914-acee-4287e938272f">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-ca463842-7500-4914-acee-4287e938272f-padding">
<p>Having trouble viewing this
email? <a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fcontent.govdelivery.com%2Faccounts%2FUSPTO%2Fbulletins%2F3f3dc5f/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/S9eCucyVpPAu1_4frNYgMu2oRTIYpPMX5G29e9G-LQY=424" target="_blank">View
it as a Web page</a>.</p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-1c2322aa-1029-4484-8f29-7e9970ad5e5d">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-1805049d-4909-4a7d-8c87-bf32dad5a3e2">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-1805049d-4909-4a7d-8c87-bf32dad5a3e2-padding">
<table width="100%">
<tbody>
<tr>
<td><img alt="" width="600" height="32"></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-1721fca1-df24-4657-a6f0-fc5e20925d05">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-6feef036-34ac-49aa-aa93-da30965508df">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-6feef036-34ac-49aa-aa93-da30965508df-padding">
<h1>USPTO Alert</h1>
</td>
</tr>
</tbody>
</table>
</div>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-a05713b6-7896-4a61-8bd1-5c0ef13acd8a">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-a05713b6-7896-4a61-8bd1-5c0ef13acd8a-padding">
<table width="100%">
<tbody>
<tr>
<td><img alt="" width="125" height="68"></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-c403d683-49da-4bd5-877a-721df8ddef27">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-0dedbed8-9500-46da-ae67-660e91ed433b">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-0dedbed8-9500-46da-ae67-660e91ed433b-padding">
<h2>Strengthen your account
security</h2>
<p>Effective <strong>November
1</strong>, you can no
longer verify your identity
using email when you log
into our systems, including
Patent Center, Trademark
Center, and TEAS. <a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.uspto.gov%2Fabout-us%2Fusptogov-account%2Fsecure-authentication%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/6iTWYRcDRvJCCvsIrzw_UhZIMV4xDoOpd5d8K7Wutng=424" rel="noopener" target="_blank">Switch
to a safer authentication
method</a> soon to avoid
login issues and be better
protected against phishing
and other cybersecurity
attacks. </p>
<p>If you need assistance,
please call the <a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.uspto.gov%2Flearning-and-resources%2Fsupport-centers%2Fuspto-contact-center-ucc%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/S7f1RyHJXo1gdxgqq4TBpJ27V4zym1U6wIQBP4LXWBc=424" rel="noopener" target="_blank">USPTO
Contact Center</a> at
800-786-9199 (toll free) or
571-272-1000 (local). If you
have questions about
configuring Okta Verify for
your USPTO.gov account, you
can send an email to <a href="mailto:OktaVerify.Help@uspto.gov" target="_blank">OktaVerify.Help@uspto.gov</a>.</p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-888c271b-304c-4320-b219-be1e986514aa">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-dc2973fb-bb36-4a4a-956f-993da3dbd407">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-dc2973fb-bb36-4a4a-956f-993da3dbd407-padding">
<table width="100%">
<tbody>
<tr>
<td><img alt="" width="560" height="1"></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-0d71f220-c894-4aae-a0d3-860e934c97e3">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-754507dd-1fff-4854-ac88-81d6d1fae826">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-754507dd-1fff-4854-ac88-81d6d1fae826-padding">
<p><a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.facebook.com%2Fuspto.gov%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/OQJIQKN-buI0RXMbIDaSV2m0SUJxLWopzABIui3KxQU=424" rel="noopener" target="_blank"><img alt="facebook" width="34" height="34"></a>
\u200b <a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fx.com%2Fuspto%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/A3A5t6LvOKUBTovuVv6B4PBWQfpivXcrROOpMdehR0g=424" rel="noopener" target="_blank"><img alt="twitter" width="34" height="34"></a>\u200b
<a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.youtube.com%2Fusptovideo%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/17h5C5K3jVtk0gx1jeD32mCj_0zV3_zTvmEoBF7MZNs=424" rel="noopener" target="_blank"><img alt="youtube" width="34" height="34"></a>
\u200b <a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.linkedin.com%2Fcompany%2Fuspto%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/3N7ppIGq4Ri0QtxLlhqFHA3Vuynxo0TbRNrFdqkZ9ro=424" rel="noopener" target="_blank"><img alt="linkedin" width="34" height="34"></a>
\u200b <a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fwww.instagram.com%2Fuspto%2F%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/04SmkEtnsBdTHdfDzGxemndF-2sdsRNCgr8U9HW1iqU=424" rel="noopener" target="_blank"><img alt="instagram" width="34" height="34"></a></p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-e43c914d-2c30-4634-83c3-66df5ee66d55">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-52621513-7b6b-4cef-9f76-25ef3e729561">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-52621513-7b6b-4cef-9f76-25ef3e729561-padding">
<table width="100%">
<tbody>
<tr>
<td><img alt="" width="560" height="1"></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-8937e6aa-d4e6-42ba-9bf0-01e3ea064b52">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-4d723c65-31b1-48aa-b045-630b0f7964fa">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-4d723c65-31b1-48aa-b045-630b0f7964fa-padding">
<p>Having trouble
accessing links in this
email? Your email server
security software may be
altering the links. Contact
your IT or email
administrator and ask them
to "allow-list"
<a href="http://links-1.govdelivery.com" target="_blank">links-1.govdelivery.com</a> and
<a href="http://links-2.govdelivery.com" target="_blank">links-2.govdelivery.com</a> to
ensure you can access all
content in this
communication.</p>
<p>Stay connected
with the USPTO by
subscribing to regular email
updates. Visit our
subscription center at <a href="https://links-1.govdelivery.com/CL0/http:%2F%2Fwww.uspto.gov%2Fsubscribe%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/iltvvHSyF6kzzO0SLpBGDheDarsHxtZMDt579gMEQBo=424" target="_blank">www.uspto.gov/subscribe</a>
to update or change your
email preferences.</p>
<p>This email was
sent from an unmonitored
mailbox. To contact us,
please visit our website <a href="https://links-1.govdelivery.com/CL0/http:%2F%2Fwww.uspto.gov%2Fabout%2Fcontacts%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/XZBFV9bS0NnTIb666W1CtKwTF9T4ErQIR0CZ8rSxZgA=424" target="_blank">www.uspto.gov/about/contacts</a>.
To ensure that you continue
to receive our news and
notices, please modify your
email filters to allow mail
from <a href="mailto:subscriptioncenter@subscriptions.uspto.gov" target="_blank">subscriptioncenter@subscriptions.uspto.gov</a>.</p>
</td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<div>
<table width="100%" role="presentation">
<tbody>
<tr id="m_2299905429436247984m_-4809548742904919630abe-section-row-2bd38dbb-c069-4b1b-8489-52639c769bc8">
<td>
<div id="m_2299905429436247984m_-4809548742904919630abe-column-block-0ab66242-1354-4b62-ba29-e7fa1758eb11">
<table width="100%" role="presentation">
<tbody>
<tr>
<td id="m_2299905429436247984m_-4809548742904919630abe-column-block-0ab66242-1354-4b62-ba29-e7fa1758eb11-padding"><img alt="" width="600" height="110"></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
</td>
<td><br>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<div id="m_2299905429436247984m_-4809548742904919630mail_footer"> </div>
<div id="m_2299905429436247984m_-4809548742904919630tagline">
<table id="m_2299905429436247984m_-4809548742904919630yahoo" width="100%">
<tbody>
<tr>
<td width="100%">
<div>
<table width="100%">
<tbody>
<tr>
<td colspan="2" height="20">
<hr></td>
</tr>
<tr>
<td width="89%">This email was sent to
<a href="mailto:carl@oppedahl.com" target="_blank">carl@oppedahl.com</a> using GovDelivery
Communications Cloud on behalf of: United
States Patent and Trademark Office ·600 Dulany
Street · Alexandria , VA 22314</td>
<td width="11%"><a href="https://links-1.govdelivery.com/CL0/https:%2F%2Fsubscriberhelp.granicus.com%2F%3Futm_campaign=subscriptioncenter%26utm_content=%26utm_medium=email%26utm_name=%26utm_source=govdelivery%26utm_term=/1/0100019981886f55-4d8fc2a9-2599-4ab5-bf21-2e93fcdfdd87-000000/cvi9vdcytF5OMISUmRnfUKUGQg8j3M8QlbdC_r5HnQ0=424" rel="noopener" target="_blank"><img alt="GovDelivery logo" width="115"></a></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</div>
<img alt="">
</blockquote>
</div>
-- <br>
Patentpractice mailing list<br>
<a href="mailto:Patentpractice@oppedahl-lists.com" target="_blank">Patentpractice@oppedahl-lists.com</a><br>
<a href="http://oppedahl-lists.com/mailman/listinfo/patentpractice_oppedahl-lists.com" rel="noreferrer" target="_blank">http://oppedahl-lists.com/mailman/listinfo/patentpractice_oppedahl-lists.com</a><br>
</blockquote></div><div><br clear="all"></div><br><span class="gmail_signature_prefix">-- </span><br><div dir="ltr" class="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><span><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><span><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div><span><span><span><span><span><p style="margin:0px 0px 10px;color:rgb(102,127,160);font-family:"Open Sans",sans-serif,Arial;font-size:12px"><a border="0" href="https://www.iam-media.com/strategy300/individuals/david-boundy" style="color:rgb(102,127,160);text-decoration:none;outline:none;background:transparent 0px 0px" target="_blank"><img alt="" height="92" width="73" src="https://ci3.googleusercontent.com/mail-sig/AIorK4wRMgBgcdZCqTw68Gg6ihENvW6_y8dGBqYvnJwiaIyu6LO5a7IJ-cljKsueIE5uxXbT6s9MN5hE2lGU"> <br></a></p></span></span></span></span></span><p style="margin-top:0px;margin-bottom:0px;color:rgb(50,49,48);font-weight:normal;text-align:start;font-family:Arial,Helvetica,sans-serif;font-size:15px">
<b><span style="margin:0px;font-size:10pt;color:rgb(96,110,154)">David Boundy </span></b><span style="margin:0px;font-size:10pt;color:rgb(124,134,154)">| Partner </span><span style="margin:0px;font-family:Arial,sans-serif;font-size:10pt;color:rgb(124,134,154)"><span style="margin:0px;background-color:white;font-family:Arial,Helvetica,sans-serif">|</span><span style="margin:0px;background-color:white"><span style="margin:0px;font-family:Arial,Helvetica,sans-serif"> </span></span></span><span style="margin:0px;font-size:10pt;color:rgb(124,134,154)">Potomac Law
Group, PLLC</span></p>
<p style="margin-top:0px;margin-bottom:0px;color:rgb(50,49,48);font-weight:normal;text-align:start;font-family:Arial,Helvetica,sans-serif;font-size:15px">
<span style="margin:0px;font-size:10pt;color:rgb(124,134,154)">P.O. Box 590638, Newton, MA 02459</span></p>
<div style="margin:0px;font-family:Tahoma,serif,EmojiFont;font-size:13.3333px;color:black;text-align:left">
<font size="2" face="Helvetica" color="#7C869A"><span style="margin:0px;font-family:Arial,Helvetica,sans-serif,serif,EmojiFont"></span></font></div>
<div style="margin:0px;font-family:Arial,Helvetica,sans-serif,Helvetica,EmojiFont,"Apple Color Emoji","Segoe UI Emoji",NotoColorEmoji,"Segoe UI Symbol","Android Emoji",EmojiSymbols;font-size:13.3333px;color:black">
<font size="2" face="Arial,Helvetica,sans-serif,serif,EmojiFont" color="#7C869A"><span style="margin:0px"></span></font></div>
<div style="margin:0px;font-family:Tahoma,serif,EmojiFont;font-size:13px;color:black">
<font size="2" face="Helvetica" color="#7C869A"><span style="margin:0px;font-family:Arial,Helvetica,sans-serif,serif,EmojiFont"></span></font></div>
<p style="margin:0px;color:rgb(124,134,154);font-size:13px;font-family:Helvetica,serif,EmojiFont">
<span style="margin:0px;font-family:Arial,Helvetica,sans-serif,serif,EmojiFont;font-size:10pt"></span></p>
<font style="font-size:13.3333px;color:black;font-family:Arial,Helvetica,sans-serif,Helvetica,EmojiFont,"Apple Color Emoji","Segoe UI Emoji",NotoColorEmoji,"Segoe UI Symbol","Android Emoji",EmojiSymbols"><span style="margin:0px"></span></font>
<p style="margin:0px;color:rgb(124,134,154);font-size:13px;font-family:Helvetica,serif,EmojiFont">
<span style="margin:0px;font-size:10pt"></span><span style="margin:0px;font-family:Arial,Helvetica,sans-serif,serif,EmojiFont;font-size:12pt"><font size="2" face="Helvetica" color="#7C869A"><span style="margin:0px"><span style="margin:0px;font-size:10pt"><span style="margin:0px">Tel
(646)</span><span style="margin:0px"> 472-9737</span></span><span style="margin:0px;font-size:10pt"> </span></span></font><font size="2" face="Helvetica" color="gray"><span style="margin:0px;font-size:10pt">|</span></font><font size="2" face="Helvetica" color="#7C869A"><span style="margin:0px;font-size:10pt"> Fax:
(202) 318-7707</span></font></span></p>
<p style="margin:0px;color:rgb(124,134,154);font-size:13px;font-family:Helvetica,serif,EmojiFont">
<span style="margin:0px;font-family:Arial,Helvetica,sans-serif,serif,EmojiFont;font-size:12pt"><span style="margin:0px;font-size:10pt;color:rgb(12,100,192)"><u><a href="mailto:dboundy@potomaclaw.com" title="mailto:dboundy@potomaclaw.com" style="color:rgb(254,70,165)" target="_blank">dboundy@potomaclaw.com</a></u> </span></span><span style="margin:0px;color:gray"><span style="margin:0px;font-family:Arial,Helvetica,sans-serif,serif,EmojiFont;font-size:12pt"><u><span style="margin:0px;font-size:10pt"></span></u></span></span><span style="margin:0px;font-family:Arial,Helvetica,sans-serif,serif,EmojiFont;font-size:10pt">| </span><u style="font-size:10pt;font-family:Arial,Helvetica,sans-serif"><a href="http://www.potomaclaw.com" rel="noopener noreferrer" title="http://www.potomaclaw.com/" style="margin:0px" target="_blank"><span style="margin:0px;color:rgb(12,100,192)">www.potomaclaw.com</span></a></u></p><span><span><span><span><span><span><span><font size="2">
<p style="margin:0in 0in 0.0001pt"><span style="color:windowtext;text-decoration:none">
</span><a href="http://ssrn.com/author=2936470" target="_blank">Articles at http://ssrn.com/author=2936470</a><a href="https://www.keynect.us/requestCardAccess/USA500DBOUN?" target="_blank"><span style="color:windowtext"><br></span></a></p><p style="margin:0in 0in 0.0001pt"><a href="https://www.keynect.us/requestCardAccess/USA500DBOUN?" target="_blank"><span style="color:windowtext">Click here to add me to your
contacts.</span></a></p></font></span></span></span></span></span><p style="margin:0px 0px 10px;color:rgb(102,102,102);font-family:"Open Sans",sans-serif,Arial;font-size:14px"><span style="font-weight:700"></span></p></span></span><font size="1"><span style="line-height:150%;font-family:"Times New Roman""></span></font></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></span><font size="1"><span style="line-height:150%;font-family:"Times New Roman""></span></font></div></div></div></div></div></div></div></div></span><span><span style="font-family:"Calibri",sans-serif;color:black"></span></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>